Support Laghubitta Bittiya Sanstha has announced an impressive net profit of Rs. 5.12 crores for the fourth quarter of Fiscal Year 2081/82, showcasing an astonishing growth of 140.63% compared to Rs. 2.12 crores reported in the same period of the prior fiscal year.
The institution’s distributable capabilities are evident in its reserves and surplus, which soared by 142.50% to Rs. 8.52 crores. The microfinance entity retained its paid-up capital at Rs. 12.24 crores.
Support Laghubitta’s operational performance remained strong. Operating profit surged by 189.34% to Rs. 7.96 crores, while net interest income increased to Rs. 13.52 crores—up 62.97% year-over-year. Despite rising revenues, personnel costs grew only slightly by 3.18%, amounting to Rs. 5.58 crores. The company reported no impairment charges for the year.
Customer deposits reached Rs. 46.15 crores, reflecting a 32.20% rise, while borrowings rose by 5.27% to Rs. 1.33 arba. Loans and advances to customers expanded by 15.67%, totaling Rs. 1.92 arba.
In terms of efficiency and asset quality, the company’s non-performing loan (NPL) ratio improved to 1.58% from 1.82%, while the cost of funds significantly decreased by 30.03% to 6.99%.
The capital adequacy ratio reinforced its position, rising to 10.09% from 8.73%, indicating greater financial solidity. Earnings per share (EPS) surged to Rs. 41.81 from Rs. 17.38, reflecting robust bottom-line performance. Similarly, net worth per share climbed by 31.79% to Rs. 169.62.
Support Laghubitta concluded the quarter with a price-to-earnings (PE) ratio of 55.22 times and a market price of Rs. 2,308.96.
